The Market is Converging on Readiness

Proven, Not Promised

The right controls work together, stay current with set-it-and-forget-it simplicity, and generate the evidence to prove it. CyberSimple-IQ™ turns cybersecurity from a collection of tools into a measurable, defensible business capability.

Convinced action is needed, just waiting for a credible path.

A recommendation from their bank, broker, or MSP reaches them as no cold call ever will.

No-cost awareness training sets the baseline; the platform carries the rest.

For the institutions small businesses already trust, this is a distribution opportunity, not a new service line.

No practice to build, no technology to deploy, and no cybersecurity expertise required. No new service burden. Help us drive adoption and share in the revenue.

Owners already rely on their bank for financing and fraud prevention. A trusted recommendation reaches customers no cold call ever will.

Recurring non-interest revenue, plus more resilient borrowers.

Already in the cyber-readiness business. CyberSimple-IQ™ serves the smaller accounts a full engagement can't reach profitably.

Incremental revenue and a larger addressable market.

Cyber insurance is already part of the conversation. Readiness makes coverage stronger and renewals easier.

Recurring revenue alongside existing commissions.

One addition to the operating playbook. One standard adopted across every location.

Recurring corporate revenue from every participating location.

Members look to you for vetted guidance. A readiness benefit they can act on protects them and strengthens the association.

Recurring revenue on a benefit delivered through channels you already run.

Members trust the group's stamp of approval. A vetted readiness benefit extends that trust with no overhead to carry.

Recurring revenue on one more vetted benefit in the portfolio.

The managed platform that builds, documents, and maintains cyber readiness for businesses without the time, budget, or expertise to do it alone.

• Security awareness training. Quarterly, expert-led modules delivered through CyberSecure My Business™, the National Cybersecurity Alliance program.
• Managed EDR. AI-monitored endpoint detection and response on the machines that matter most.
• $1.5M warranty. Financial protection built in. Everyone qualifies: no underwriting, no deductibles.
• Compliance support and documentation. The evidence to demonstrate readiness when an insurer, regulator, lender, customer, or trading partner asks.
• Readiness validation. Ongoing oversight that keeps controls activated, enforced, and current.

Most small businesses concentrate their cyber risk on a few key devices, usually the systems used for cloud access, data storage, and financial transactions. Packages range from $49.95 to $119.95 per month.

A flexible, bespoke insurance capability, fully tailored to the business. Use it to fill a gap, enhance existing coverage, or stand on its own, built on the readiness already proven through CyberSimple-IQ™.

• Fully tailored. Structured as a gap solution, an enhancement to current coverage, or standalone protection.
• Social engineering. Protection when an employee is deceived into authorizing a payment or releasing funds.
• Invoice manipulation. Also called reverse social engineering: coverage when a legitimate invoice is altered or spoofed to redirect payment.
• Computer and funds transfer. Coverage for losses from fraudulent electronic transfers and unauthorized system access.
• Aligned to readiness. Underwritten against the controls already demonstrated, for higher limits, smoother renewals, and fewer surprises.

Coverage and pricing are quoted to the specific exposure.

An on-call incident response team retained before you need it: Fortune 500-grade response at small-business pricing.

• Tailored IR playbook. A response plan built for your business, not a generic PDF, delivered within five business days of enrollment.
• Fast human response. A human expert on the line within minutes, with response action inside 60 minutes of your call.
• 5 IR hours included. Professional remote hours each year for containment, evidence preservation, and insurance-grade forensics.
• Insurer-ready evidence. Documentation suitable for claims and law enforcement, with you retaining ownership of your data.
• Predictable cost. Annual contract billed monthly, with a clear menu for any additional hours or services.

Flexible by design; most who need it choose a $100 per month package, rather than the thousands per month a standalone incident-response retainer can run.

Why Insurers Care

Readiness is what makes insurance perform.

Premiums may be softening, but coverage is moving the other way. Exclusions keep hardening, and the conditions that decide a payout live in the fine print.

Activated controls, training records, monitoring, and documentation. Every part of CyberSimple-IQ™ produces exactly what carriers ask for. If you need insurance, it's the difference between the policy you bought and a claim that pays.

Before Cyber Assurance Group, David held senior roles at SunAmerica: Head of Finance, Treasurer, and Senior Investment Committee member at the $50B S&P 500 insurer, after serving as Global Head of Outsourced Proprietary Trading at Bank of America. In 2001 he launched Outpost Capital, investing across "dirt and digits," from farmland and water rights to early-stage fintech and blockchain. Co-founder of Uphold (an $8B payments and digital-asset platform) and Curaspan (acquired by Cardinal Health for $245M). B.A., Yale (magna cum laude); J.D., Stanford Law (Order of the Coif).

Benjamin brings more than 30 years across finance, insurance, and reinsurance. At Johnson & Higgins (now Marsh) he advised Fortune 500 companies and large financial institutions on insurance and alternative credit and risk-mitigation programs, and sat on the Executive Committee of its Bermuda reinsurance arm, leading business development for excess-liability, credit-insurance and reinsurance hedging products, and captives. He is now a Managing Director with San Blas Capital Markets. B.A., Hobart College; FINRA Series 7, 63, and 79; ARM (CPCU).

Thomas spent the first half of his career commercializing technology from MIT, Cambridge, and Carnegie Mellon, at BBN and a series of tech start-ups. For the past decade his focus has been early-stage cybersecurity companies born of Unit 8200, with participation in profitable exits; Medigate sold for $400M in three years. He also initiated and led a CrowdStrike-Cisco project packaging cybersecurity tooling with insurance coverage. B.A., Allegheny College; Mandarin study at the University of Taipei.

How cyber readiness joined credit, fraud prevention, and insurance as part of a well-managed business — and why helping clients meet that standard fits the bank’s advisory role while creating recurring referral revenue.

Carriers have rebuilt cyber coverage so a claim pays only when the insured’s controls hold up — and when they don’t, the exposure lands on the broker. Where E&O risk now lives, and the short, documentable control list that closes it.

Why readiness has become the credential small businesses must demonstrate, the data behind the shift, and how distribution partners turn it into recurring revenue.

Cyber loss exposure, program economics, and return on participation for community and regional banks, with documented loss-avoidance data and regulatory context.

An overview of current and emerging compliance requirements affecting small and mid-sized businesses across key industries.

How an institutional distribution partner activated the program, and the outcomes achieved across their client base.

Why client coverage increasingly fails at claim time, what closes the gap before renewal, and how brokers turn readiness into stronger renewals and recurring revenue.

Periodic briefings on the convergence of compliance, insurance, and lending requirements.